Why is the economic climate affecting mortgage installments? The nominal mortgage interest rate consists of two parts – credit margin and market interest rate. The first component is usually unchanged throughout the loan period. The exceptions are periodic increase in the margin until a mortgage is established for the bank (so-called bridging insurance), or various…

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The Federal Reserve (EDF) has lowered the interest rate to a percentage never seen before. Currently this rate is paying an interest of 0.25%. This measure is taken by the EDF to increase consumption and therefore try to help the economy. EDF is especially taking these measures to help homeowners be able to maintain their…

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